The Process: How Private Hard Money Loans Work

Below are the Steps in the Process that will make you money! Private hard money loans are the answer to your real estate funding needs.

#1 ~ Get Deal Under Contract!!!

If it's a good deal with good equity, DO NOT DELAY, get your offer accepted now. Get a signed contract & send it to KISS for review. Fill out the quick and easy application form NOW to escalate your income.

#2 ~ KISS Capital Application Review

The secret to fast-funding is you!. As with any loan there are documents needed. KISS Capital will provide you with a complete list, but we need your help in providing us these documents.

#3 ~ YOUR Story

KISS Capital stands apart from the rest...we take the time to go beyond the application. Your STORY is what makes your loan attractive to obtain the financing you need for private hard money loans. We'll help you tell your story so we can fund you!

#4 ~ KISS Capital Loves Puzzles!

We love puzzles. And we work hard to find the perfect parameters for your loan. Everybody wins.

#5 ~ Get the deal FUNDED: Private Hard Money Loans

Let's work together to check items off the list like setting up escrow, closing documents, getting them sent to the closing agent, get signatures, then CLOSE THE LOAN.

#6 ~ Complete the Project

Once the loan is closed, we will still be there through your project, helping with your support team or what ever you need to finish and sell the project. Then you get your payday and you can start all over again.

Amazing Elements To Build Capital

The #1 goal is to get the deal funded. We can help you make that happen. Check our facts and testimonials to understand why our customers have enjoyed the benefits of KISS Capital and keep coming back time after time!

Used to be someone wanted a hard money / private money loan for a few main reasons:

  1. Your credit is not good enough for a bank loan.
  2. You needed cash quicker than a conventional loan, average 30 days to close.
  3. The property or home you are buying does not qualify for a a VA, FHA or other bank or conventional loan in that it needs some renovating/fixes.
  4. You need a loan fast.

Today a hard money / private money loan is sought after because:

  1. Even with good credit, it is not good enough for a rehab loan for conventional loan institutes.
  2. Today conventional loans average 60 days plus!
  3. It is nearly impossible to get a 203(k) rehab mortgage loan.
  4. Private money loans vary from very small to very large.

If this is your first rehab project, you might enjoy my article entitled, "No Fear."

Return from Process to KISS Capital home page

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