Hard Money Loan Rates

KISS Capital provides the best hard money loan rates with fast and creative financing solutions for real estate investors. With us, you will find funding is the easiest part of the deal! With our fast-funding policy for those who can't or don't want to jump through the hoops of conventional lenders, we get you the money you need! No time consuming credit checks or background check.

We let you know quickly about your loan approval so you get the deal.

No Credit Checks Available

Want to build your real estate portfolio but don't think you will qualify? Wrong. The basis for our loans is the asset, not your credit history. Please not though, a better credit history can help you get better rates.

Hard Money Loan Rates and Terms

Basically you will fall into three tiers of rates:

  • TIER 1 - 720+ WE WILL BEAT ANY COMPETITOR'S RATE
  • TIER 2 - 690-719 WE WILL BEAT ANY COMPETITOR'S RATE
  • TIER 3 - 620-679 WE WILL BEAT ANY COMPETITOR'S RATE
  • TIER 4 - <620 WE WILL BEAT ANY COMPETITOR'S RATE

KISS Capital provides TIER BASED PRICING based on other factors than just your credit score. You may be an experienced investor and that counts...you may have a great job and excellent pay history and that counts...there are other factors we look at too.

Rates vary as you well know, but we can often beat them! Some may be surprisingly low with typical ranges from 4% APR up to 18%APR. Points vary greatly too, and we have some of the lowest available starting at 1 point.

There are no fees unless you get the loan - processing/service fees are dependent on the loan amount and begin at $2265.

Terms are from 6 - 24 months usually, but contact us if you need something out of the box.

KISS Capital has been through extensive levels of training and certification.

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Hard Money Guide

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